> For the complete documentation index, see [llms.txt](https://www.bluegamma.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.bluegamma.io/documentation/use-cases/debt-advisory.md). # Debt Advisory How debt advisers use BlueGamma's independent mid-market swap rates and timestamped historical data to benchmark bank quotes and keep an audit trail. BlueGamma provides debt advisory teams with independent, mid-market swap rates and forward curves — the data you need to benchmark bank quotes, advise clients on hedging, and maintain auditable records. ## Why Debt Advisors Need Independent Rate Data Debt advisory firms sit between borrowers and banks. When advising on interest rate hedging, you need: * **Independent mid-market rates** to benchmark swap quotes from hedging banks * **Timestamped data** for audit trails and regulatory compliance * **Historical rates** to analyse market movements and inform client recommendations * **Fast, self-service access** — you can't wait for a broker callback when a client needs a number now Relying on bank-provided rates creates a conflict of interest. Your clients expect you to verify pricing independently. ## How BlueGamma Helps ### Benchmark Bank Swap Quotes Pull an independent mid-market swap rate in seconds and compare it against what the bank is offering. BlueGamma's rates are derived from live market data, giving you a transparent reference point. We've written a dedicated guide for this workflow: [Benchmarking a Swap Rate with a Bank →](/documentation/market-data-guides/swap-rates/advanced/benchmarking-a-swap-rate-with-a-bank.md) ### Access Live & Historical Data * **Live swap rates** across 30+ currencies: [swap rates overview →](/documentation/market-data-guides/swap-rates.md) * **Forward curves** for modelling future rate scenarios — [forward curves guide →](/documentation/market-data-guides/forward-curves.md) * **Historical data** to show clients how rates have moved and inform timing decisions — [historical forward curves →](/documentation/market-data-guides/forward-curves/downloading-historic-forward-curves.md) * **Custom swap rate tables** for client presentations — [download custom tables →](/documentation/market-data-guides/swap-rates/advanced/download-a-custom-table-of-swap-rates.md) ### Maintain Audit Trails Every data point in BlueGamma is timestamped. Export rates with timestamps for compliance records, client reporting, and internal documentation. ### Multiple Access Methods * **Web app** — Quick lookups and ad-hoc analysis * **Excel add-in** — Embed live rates in client models and pitch decks. [Excel setup →](/documentation/integrations/excel-add-in.md) * **API** — Integrate into internal tools and reporting systems. [API docs →](/documentation/integrations/api.md) ## Typical Debt Advisory Workflow 1. Client asks you to evaluate a bank's swap quote for a £50M term loan 2. Pull the current mid-market SONIA swap rate from BlueGamma for the same tenor 3. Compare against the bank's all-in rate to identify the margin 4. Present the analysis with timestamped BlueGamma data as your independent reference 5. Use historical data to show the client how rates have moved over recent weeks ## Coverage BlueGamma covers the major benchmarks used in European, US, and Asia-Pacific lending markets, across 30+ currencies. [See available indices →](/documentation/data-coverage/data-coverage/available-indices.md) ## Frequently Asked Questions ### How can I verify BlueGamma rates against other providers? See [How do I compare BlueGamma data with Bloomberg or other platforms? →](/documentation/reference/validating-bluegamma-api-data-against-bloomberg-or-other-platforms.md) ### How often is data refreshed? Most curves refresh throughout the trading day, and a few update once a day. [More details →](/documentation/reference/how-often-is-your-data-refreshed.md) ### Do I need to install anything? No. The web app works in your browser. The Excel add-in is optional. For the API, create a key under **API Keys** in the app sidebar. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. 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