5 Year EURIBOR Swap Rate: Current & Historical
The 5 year EURIBOR swap rate is the annual fixed rate exchanged for 6-month EURIBOR over the next 5 years. Check the current rate, its one-year chart and daily history, with downloads straight to Excel.
EUR · 5Y · EURIBOR · Current rate · previous euro-area close
52-wk range
2.25% – 3.04%
Last update:
Recent daily closes
| Date | Rate | Daily change |
|---|---|---|
| Live | 3.04% | – |
| 20 Jul 2026 | 3.03% | +1 bp |
| 17 Jul 2026 | 3.02% | +3 bp |
| 16 Jul 2026 | 2.99% | 0 bp |
| 15 Jul 2026 | 2.99% | 0 bp |
| 14 Jul 2026 | 2.99% | +7 bp |
| 13 Jul 2026 | 2.92% | 0 bp |
| 10 Jul 2026 | 2.92% | -4 bp |
| 09 Jul 2026 | 2.96% | +10 bp |
| 08 Jul 2026 | 2.86% | +6 bp |
| 07 Jul 2026 | 2.80% | 0 bp |
Rates built from interdealer broker and exchange quotes. Read how we build these rates.
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Live 5 year EURIBOR in Excel & API
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// Excel: live 6M EURIBOR swap rate in a cell =BlueGamma.SWAP_RATE("6M EURIBOR", start_date, maturity_date, "1Y") # API: the same rate, one GET away GET api.bluegamma.io/v1/swap_rate ?index=6M EURIBOR&start_date=2D&maturity_date=5Y x-api-key: your_api_key
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FAQs
The 5 year EURIBOR swap rate is the annual fixed interest rate that market participants exchange for 6-month EURIBOR over the next 5 years. It is set in the interdealer swap market and moves continuously with expectations for ECB policy.
The rate shown on this page is the previous euro-area business day's close; the live rate is available in the BlueGamma app.
Three common reasons:
- Timing: this page shows the previous euro-area business day's mid-market close, while banks quote off the live curve, which moves through the day.
- Spread: the mid-market rate is the raw interbank level. A bank's quote adds a credit and execution charge, and on a loan a lending margin on top.
- Conventions: a quote using a different payment frequency or day count will differ slightly from the annual/annual rate shown here.
If you are comparing a quote against the market, compare it with the live mid rate at the time of the quote.
Lenders fund fixed-rate products by hedging with interest rate swaps of the matching term, so fixed deals around the 5 year point are priced off the 5 year EURIBOR swap rate plus a lender margin.
When the swap rate rises, new fixed rates at that term typically follow within days or weeks; when it falls, fixed deals tend to get cheaper.
This page shows the last 12 months of daily closes, the 52-week range and dated lookbacks.
The BlueGamma app carries the full daily history for every EURIBOR tenor, alongside 20+ other currencies, with downloads straight to Excel.
BlueGamma takes quotes directly from leading inter-dealer brokers and exchanges, bootstraps them into ready-to-use curves, and validates the output for consistency on a regular basis.
The rates shown on this page are the previous euro-area business day’s close. Live rates, refreshed every minute, are available in the BlueGamma app with a free trial.
More on EURIBOR
EURIBOR Swap Rates for All Tenors
The full rates table: every liquid tenor from 1 to 50 years with one-week, one-month and one-year history.
EURIBOR Forward Curve
The market-implied path for EURIBOR: live forward curve, charted and downloadable.
ECB Rate Forecast
Market-implied probabilities for the next ECB meeting and the deposit-rate path ahead.
Compounded €STR
Daily and period-compounded €STR rates for floating-leg calculations.
More from BlueGamma
Or browse the full swap rate catalogue, covering all 86 rates across 33 currencies.